Technology Stack
Key Features of Qpay Loan Originating System
Onboarding
onboarding yourself is made easy with the Qpay Loan originating system It’s automated and geared towards seamless onboarding.
e-KYC Process
Collecting requisite documentation for regulatory standards becomes a breeze with a fully digital e-KYC system
Credit Bureau Integrations
Assessing customers’ credit scores is seamless and hassles with the Qpay Loan Origination System, allowing instant decisions
Data Analysis
Qpay Loan Originating system credit scoring is based on data fetched from independent sources such as behavioral scores, telco information, and open banking to provide real-time affordability and risk
Instant Decisioning Engine
Inbuild a credit rule engine with configurable parameters based on Central banks’ lending institutions’ credit policies and rules
API and Open Banking
Qpay Loan Origination platform is based on microservices and Open Banking architecture to enable different application modules to match features with third-party consumers
